BFREE FZEA UAE Precious Metal Consulting, Advisory, and Management Companyinfo@bfree.care
Plain investment gold and silver bullion bars
PHYSICAL WEALTH · HELD IN THE UAE

Own the metal.
We manage
the journey.

We help clients buy pure gold and silver bullion bars. We store them for free, waiting for the metals to appreciate in value. We sell whenever the client instructs.

1gMINIMUM PURCHASE100%CLIENT OWNERSHIPAED 0CURRENT STORAGE FEE0%UAE TAXES ON METALS*Qualifying bullion VAT
REAL ESTATE · UAE

Another way
to anchor
your wealth.

Explore BFREE’s completed freehold studios and high-end Ajman villas.

Explore real estateSWA-G™
Pure investment barsWhole-unit ownershipPhysically segregatedDocumented actual pricesYour decision to sell
WHAT WE DO

Your UAE
precious-metals partner.

BFREE acts as your agent throughout the ownership journey: sourcing through authorized UAE retail distributors and bullion dealers, arranging purchase, documenting allocation, securing custody and managing a separate sale when you instruct us.

You choose the metal, bar form, weight and whole-unit quantity. Your account keeps estimates, actual dealer receipts, certificates, bar identities and investment results together.

Open to eligible clients outside the GCC. Relevant UAE, UN, US and European sanctions and business restrictions apply.

Ag47
SERVICE 01 · PURE SILVER

A tangible position
in silver.

Pure silver investment bullion bars, 999 fineness or higher. Choose cast or minted bars with required weight, purity and identity markings.

  • Minimum 1g; available weights confirmed by the dealer.
  • No fractional units or shared ownership.
  • Lower metal cost per gram, with greater storage volume per dirham invested.
  • Compare making charges and dealer bid spreads before choosing a size.
PURE SILVER999+

Purity, weight and provenance recorded for each allocated bar.

Au79
SERVICE 02 · 24K GOLD

Gold ownership.
Clearly recorded.

24K investment bullion bars, 999 fineness or higher. Buy for metal exposure and potential after-cost growth, using plain investment bars rather than decorative or collectible designs.

  • Minimum 1g; no commercial maximum.
  • Cast or minted, with the actual making charge disclosed.
  • Small bars offer flexible sale sizes; larger bars can reduce premiums per gram.
  • Lower-purity alloys contain less fine gold per gram and may add assay/refining costs. ROI still depends on actual entry and exit terms.
INVESTMENT GOLD24K

Qualifying investment bullion is zero-rated for UAE VAT. Separate services may differ.

WHY · STRATEGIC WEALTH ANCHORING FOR GROWTH

Give your wealth
stronger anchors.

SWA-G™ is BFREE’s approach to placing wealth within a reinforcing jurisdiction, currency, sector and asset ecosystem, with clear ownership and a planned exit. UAE gold and silver can be a powerful application of that approach.

01

Jurisdiction

Anchor physical wealth within the UAE’s established commercial infrastructure, secure custody arrangements and internationally connected market. Its relatively low inflation supports the case: the Central Bank reported 1.3% headline inflation for 2025. [1]

02

Currency

The dirham is pegged to the US dollar at AED 3.6725 to USD 1. Moving savings from a depreciating home currency into globally USD-priced metals reduces exposure to further depreciation of that currency. Gold and silver can still rise or fall in USD. [2]

03

Sector

The UAE is a major international gold hub, serving wholesale trade, investors, tourists and re-export markets. Statista reports 12.1% of global gold export value in 2025 for the UAE, second to Switzerland’s 21%. These shares describe exports by value. [3] [4]

04

Government alignment

The Central Bank holds gold in its own reserves: AED 37.902 billion at December 2025. Federal gold-sector policy, Good Delivery standards and responsible-sourcing rules support market integrity and development. This public commitment strengthens the ecosystem in which clients invest. [5] [4]

05

Specific asset

Choose plain pure-gold or pure-silver bullion bars with recorded weight, purity, provenance and identity. Focus on fine-metal value and disclosed costs. Different bar sizes let you build holdings at your chosen pace.

06

Legal ownership

You own 100% of your identified whole bars after completed purchase and allocation. BFREE acts as your agent, documents ownership and keeps each client’s metal physically segregated. There is no shared or fractional ownership.

07

Income and after-cost growth

Qualifying investment bullion has 0% UAE VAT. The UAE levies no personal income tax, and qualifying personal investment income falls outside corporate-tax business activity. Corporate and home-country tax rules can differ. Metal returns come from price appreciation and currency translation, less expenses; bars pay no interest or rent. [6] [7]

08

Exit

An established dealer network offers routes to sell when you instruct. UAE dealers, including iGold, publish bullion buyback services. BFREE seeks a current buyer bid and manages a separate sale; acceptance, timing and price depend on the bars and buyer’s terms. [8]

Strong anchors support the pursuit of after-cost growth. The choice of metal, purchase price, costs, holding period and obtainable sale bid determine your result. Tourism and bullion demand change over time; SWA-G™ is a disciplined framework for evaluating those conditions.

References behind the SWA-G™ case
  1. CBUAE Annual Report 2025 — reported 2025 inflation of 1.3%; a historical figure, not a future inflation promise.
  2. CBUAE published exchange rates and foreign-exchange operations — USD/AED peg and intervention rates.
  3. Statista, global distribution of gold exports, 2025 — Switzerland 21%; UAE 12.1%, by export value. This is an export statistic, not a share of raw-gold imports.
  4. UAE Ministry of Economy and Tourism, 13 May 2026 — the world’s second-largest gold trading hub; approximately AED 683 billion of gold trade in 2024; federal market-development and responsible-sourcing measures.
  5. Emirates News Agency, 11 February 2026 — CBUAE’s December 2025 gold-reserve value, citing its monthly statistical bulletin. This establishes official gold holdings, without asserting an equivalent silver reserve.
  6. FTA VAT Executive Regulation, Article 36 — zero-rated investment precious metals must meet purity and global-bullion-tradability conditions. BFREE services retain their applicable VAT treatment.
  7. UAE Government taxation guidance; FTA personal-investment-income guidance; Ministry of Finance corporate-tax guidance.
  8. iGold bullion buyback service and buyback terms — an available resale route subject to product eligibility and the then-applicable bid.
  9. World Gold Council, 2024 jewellery demand — documents the role of tourist purchases and year-to-year changes in UAE demand. Demand is not assumed to grow without interruption.
WHO · YOUR OWNERSHIP JOURNEY

Different starting points.
The same clear mandate.

For eligible individual and corporate clients outside the GCC who want documented ownership of UAE-held physical gold and silver, with the freedom to choose quantities and purchase frequency.

INDIVIDUALS & CORPORATE BODIES

Anchor wealth.
Pursue growth.

Clients applying SWA-G™ to diversify their wealth across currency, jurisdiction and physical assets while seeking a good return after costs.

A LOW ENTRY POINT

Start with
one gram.

Clients seeking an accessible first purchase. Start from the cost of 1g of pure gold, plus disclosed dealer charges and BFREE’s service fee. Available bar sizes are confirmed before approval.

EMPLOYEES & REGULAR SAVERS

Build holdings.
Month by month.

Employees setting aside a chosen portion of salary or benefits for gold or silver. Purchase monthly, occasionally or at another frequency that suits your budget and plans.

ETHICAL & SHARIAH-FOCUSED CLIENTS

Own real metal.
Keep transactions clear.

Clients seeking ethical, Shariah-compliant investment arrangements: fully paid spot purchases, effective possession, identified whole bars, segregated custody and a separately instructed sale.

Every segment can choose its desired quantity and frequency, subject to the 1g minimum, available whole bars and transaction approval. Each purchase and sale is separately authorized at its execution-day price. There is no pre-agreed buyback, interest, leverage or fractional ownership. Eligibility and relevant sanctions or business restrictions apply.

THE NUMBERS, IN CONTEXT

See the history.
Count the costs.

Compare both metals from 2000, or choose dates. Benchmark performance is distinct from the return on an actual bar purchase.

Reported monthly benchmarks● Gold   ● Silver

Source: World Bank Pink Sheet, 321 monthly observations, January 2000–September 2026, published 2 October 2026. International monthly averages, supplemented by later reported daily Gold API spot references fetched while viewing and recorded locally in this browser. The client app records its automatic references centrally. These are not Dubai retail quotations. Index starts at 100. The fee view applies 10% purchase and 5% sale fees only; making charges, certificates, dealer spread and client-country taxes are excluded. Actual net ROI is available only in your account using documented costs and a fresh buyer bid.

Gross Return on Investment

The change in the value of your gold/silver, after sale, but before accounting for making charges, certificates, service fees and sale spread.

Net client return

The change in the value of your gold/silver after sale, and after accounting for making charges, certificates, service fees and sale spread.

“ROI if I sell today”

Your estimated net ROI on a specific date.

YOUR OWNERSHIP JOURNEY

Every step.
In your account.

01

Register

Accept the English agreement. Upload client and nominated-beneficiary passports, or select no beneficiary. Upload any other required/supporting documents.

02

Choose & submit

Build your cart: pure metal, cast/minted form, bar weight and whole-unit quantity. Submit for approval.

03

Approve & fund

BFREE supplies the estimate and fee breakdown. Transfer funds and upload evidence; BFREE verifies payment.

04

Confirm & acquire

Confirm purchase authority. The actual execution-day price applies. Top up or give new instructions if funds fall short.

05

Own & hold

Receive the dealer receipt, certificate and allocation record. Your bars are physically segregated in agreed UAE custody.

06

Sell or withdraw

Instruct a separate sale at a current bid, or give five working days’ notice for inspection/withdrawal.

UAE CUSTODY · INDIVIDUAL OWNERSHIP

Security begins
with clear records.

The UAE’s established commercial infrastructure and precious-metals market support our service. Your metal’s protection depends on actual vault arrangements, allocation and custody procedures.

Physically segregated

Your specific whole bars are kept separately and linked to your ownership record.

Agreed secured vaults

BFREE’s secured vaults or an approved dealer vault, identified in your custody record.

Access on notice

Inspection and physical withdrawal are permitted with five UAE working days’ notice.

CURRENT SERVICE TARIFF

Know your costs.
Before you commit.

PURCHASE10%

Of pure-metal value plus disclosed dealer additions. Includes applicable service VAT.

STORAGEAED 0

Currently free for an unlimited holding period.

SALE5%

Of actual metal sale consideration. Includes applicable service VAT.

If You Buy AED 10,000

Our service fee (10%) is AED 1,000, which already includes VAT.

AED 952.38

Our Service fee excluding VAT, if standard-rated.

AED 47.62

VAT is already part of the AED 1,000 fee.

Making and certificate charges depend on the dealer and product. The unused refundable execution buffer is returned in full. Tariffs are subject to prospective change; each approved transaction records its fee. At an unchanged metal price, the 10% purchase and 5% sale fees together represent 13.64% of the initial outlay; recovering those fees requires 15.79% metal-price appreciation. From 01/01/2020 to 01/01/2025, reported gold increased from AED 179.41/g to AED 309.82/g — AED 130.41/g or 72.69%. Silver increased from AED 2.1053/g to AED 3.4088/g — AED 1.3035/g or 61.92%. Both increases exceeded the fee-only break-even threshold.

*Qualifying investment gold and silver bullion is subject to 0% UAE VAT. The UAE does not levy personal income tax. BFREE’s service fee includes applicable service VAT.

Historical references: 1 January 2020 · 1 January 2025. Tax references: FTA investment-bullion VAT rules · UAE taxation.

CLEAR ANSWERS

Before your first purchase.

When do I own the metal?

When the spot purchase completes and identified metal is allocated/delivered or effective possession is obtained by BFREE as agent. A cart or advance payment alone does not establish ownership of metal.

Can I cancel?

Yes. Before purchase you bear disclosed unavoidable costs incurred. After purchase you may withdraw or request a separate resale and bear actual costs and market losses.

Is profit guaranteed?

No. Metal prices and exchange rates can rise or fall. Making charges, bid spreads and service fees reduce returns. Sell/hold guidance uses your targets and current data, without predicting prices.

When are proceeds remitted?

Within five UAE working days after completed sale and cleared buyer funds. Relevant public holidays or documented force majeure extend the deadline only for the time they prevent performance.

Can I name a beneficiary?

Yes, or select none. Nomination does not override lawful succession, Shariah inheritance requirements or court orders. Estate authority is required before release.

Why only pure bars?

They provide direct fine-metal exposure. Avoiding jewellery and collectible designs avoids decorative premiums.

BFREE REAL ESTATE

Real assets.
One long-term partner.

Explore our established UAE property service: ROI-focused Dubai and Abu Dhabi studios and high-end Ajman villas.

Visit BFREE real estate
YOUR NEXT STEP

Start with
a clear mandate.

+971 566 233 060
info@bfree.care

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iGold dated snapshot · 6 Oct 2026, 11:52:02 UAE · Gold AED 498.47/g · Silver AED 7.91/gSource quotations are reference rates; a buyer bid is needed for sale ROIDubai Jewellery Group · dubaicityofgold.com · iGold · igold.ae/gold-ratePurchase fee 10% inclusive · Sale fee 5% inclusive · Storage currently AED 0iGold dated snapshot · 6 Oct 2026, 11:52:02 UAE · Gold AED 498.47/g · Silver AED 7.91/gSource quotations are reference rates; a buyer bid is needed for sale ROIDubai Jewellery Group · dubaicityofgold.com · iGold · igold.ae/gold-ratePurchase fee 10% inclusive · Sale fee 5% inclusive · Storage currently AED 0